National Iron Bank: Since 1847
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Fixed Rate Mortgages
 
 

National Iron Bank’s fixed rate mortgage is ideal for people who feel more comfortable with a set monthly payment for the term of the loan. Several different terms are available ranging from 10 to 30 years, with points and without points. A fixed rate mortgage offers a stable monthly mortgage payment for the life of the loan. Some products may reflect rates of loans originated for sale.
 
If your Loan to Value is in excess of 80% please contact our lending team.
 
Fixed Rate Mortgages - Rates and Disclosures for Connecticut and Massachusetts

Rates as of Friday, February 3, 2012

Points Origination Fee Interest Rate Annual Percentage Rate Fully Indexed Rate Payment per $1,000 Payments Apply
PURCHASE Loan Rates - CT & MA
30 Year Fixed Rate - PURCHASE - CT & MA
0.000 0.000% 3.875% 3.930% N/A $4.70 Show Payments and Rates
1.000 0.000% 3.625% 3.845% N/A $4.56 Show Payments and Rates
20 Year Fixed Rate - PURCHASE - CT & MA
0.000 0.000% 3.750% 3.826% N/A $5.93 Show Payments and Rates
1.000 0.000% 3.500% 3.806% N/A $5.80 Show Payments and Rates
15 Year Fixed Rate - PURCHASE - CT & MA
0.000 0.000% 3.375% 3.472% N/A $7.09 Show Payments and Rates
1.000 0.000% 3.125% 3.514% N/A $6.97 Show Payments and Rates
10 Year Fixed Rate - PURCHASE - CT & MA
0.000 0.000% 3.250% 3.365% N/A $9.77 Show Payments and Rates
1.000 0.000% 3.000% 3.325% N/A $9.66 Show Payments and Rates
REFINANCE Loan Rates - CT & MA
30 Year Fixed Rate - REFINANCE - CT & MA
0.000 0.000% 3.875% 3.930% N/A $4.70 Show Payments and Rates
1.000 0.000% 3.625% 3.845% N/A $4.56 Show Payments and Rates
20 Year Fixed Rate - REFINANCE - CT & MA
0.000 0.000% 3.750% 3.826% N/A $5.93 Show Payments and Rates
1.000 0.000% 3.500% 3.806% N/A $5.80 Show Payments and Rates
15 Year Fixed Rate - REFINANCE - CT & MA
0.000 0.000% 3.375% 3.472% N/A $7.09 Show Payments and Rates
1.000 0.000% 3.125% 3.514% N/A $6.97 Show Payments and Rates
10 Year Fixed Rate - REFINANCE - CT & MA
0.000 0.000% 3.250% 3.365% N/A $9.77 Show Payments and Rates
1.000 0.000% 3.000% 3.325% N/A $9.66 Show Payments and Rates

Annual Percentage Rate (APR) quoted above are based on a representative $100,000 loan amount, with 20% down payment/equity for the stated term and include the points listed. Rates are not guaranteed until lock-in and subject to change without notice. All loan applications subject to credit underwriting and property approval. Homeowners' Insurance and flood insurance (if applicable) required. Private Mortgage Insurance (PMI) is required if your downpayment / equity is less than 20%. Loan rates are for a first lien position on single family owner-occupied residences up to $500.000 (up to $417,000 for 30 year fixed). Call for rates available for 2-4 family owner occupied residences.

 
Fixed Rate Mortgages - Rates and Disclosures for New York

Rates as of Friday, February 3, 2012

Points Origination Fee Interest Rate Annual Percentage Rate Fully Indexed Rate Payment per $1,000 Payments Apply
PURCHASE Loans - New York
30 Year Fixed Rate - PURCHASE - New York
0.000 0.000% 4.000% 4.055% N/A $4.77 Show Payments and Rates
1.000 0.000% 3.750% 3.971% N/A $4.63 Show Payments and Rates
20 Year Fixed Rate - PURCHASE - New York
0.000 0.000% 3.875% 3.951% N/A $5.99 Show Payments and Rates
1.000 0.000% 3.500% 3.806% N/A $5.80 Show Payments and Rates
15 Year Fixed Rate - PURCHASE - New York
0.000 0.000% 3.375% 3.472% N/A $7.09 Show Payments and Rates
1.000 0.000% 3.125% 3.514% N/A $6.97 Show Payments and Rates
10 Year Fixed Rate - PURCHASE - New York
0.000 0.000% 3.500% 3.616% N/A $9.89 Show Payments and Rates
1.000 0.000% 3.250% 3.556% N/A $9.77 Show Payments and Rates
REFINANCE Loans - New York
30 Year Fixed Rate - REFINANCE - New York
0.000 0.000% 4.000% 4.055% N/A $4.77 Show Payments and Rates
1.000 0.000% 3.750% 3.971% N/A $4.63 Show Payments and Rates
20 Year Fixed Rate - REFINANCE - New York
0.000 0.000% 3.875% 3.951% N/A $5.99 Show Payments and Rates
1.000 0.000% 3.500% 3.806% N/A $5.80 Show Payments and Rates
15 Year Fixed Rate - REFINANCE - New York
0.000 0.000% 3.375% 3.472% N/A $7.09 Show Payments and Rates
1.000 0.000% 3.125% 3.514% N/A $6.97 Show Payments and Rates
10 Year Fixed Rate - REFINANCE - New York
0.000 0.000% 3.500% 3.616% N/A $9.89 Show Payments and Rates
1.000 0.000% 3.250% 3.577% N/A $9.77 Show Payments and Rates

Annual Percentage Rate (APR) quoted above are based on a representative $100,000 loan amount, with 20% down payment/equity for the stated term and include the points listed. Rates are not guaranteed until lock-in and subject to change without notice. All loan applications subject to credit underwriting and property approval. Homeowners' Insurance and flood insurance (if applicable) required. Private Mortgage Insurance (PMI) is required if your downpayment / equity is less than 20%. Loan rates are for a first lien position on single family owner-occupied residences up to $500.000 (up to $417,000 for 30 year fixed). Call for rates available for 2-4 family owner occupied residences.

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